Counseling Rates and Insurance
Therapy services can be paid for via private pay or insurance.
Read on to learn more about the pros and cons of each to determine which option might be best for you.
Benefits of Private Pay
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The benefits of using private pay for therapy services include maximized confidentiality, an increased focus on your care, more flexibility, and more predictability:
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Can pay for services directly without a mediating company
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No diagnosis required
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Healthcare information is kept more private​
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Less time devoted to administrative tasks = more energy devoted to your care and well-being
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More flexibility regarding session length, frequency, and duration
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More financial predictability
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Due at the time of service
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No surprise bills months later
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Drawbacks of Private Pay
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The downsides to using private pay are the direct out-of-pocket costs involved. Private pay can often require a large financial investment, which can make accessing services difficult for some folks.
Private Pay Rates and Payment
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Private rates are below:​
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Intake session: $175
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Weekly sessions: $125 (55-minutes)
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Reduced fee may be available in some instances​
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Acceptable forms of payment include:
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HSA or FSA cards (tax-advantaged forms of paying for healthcare!)
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Any major credit or debit card
Benefits of Insurance
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The benefits of using insurance to pay for healthcare include wider access to services and the potential for significantly reduced costs:
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More diverse range of providers
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May fully reimburse the cost of service depending on the contracted rate
Drawbacks of Insurance
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The downsides to using insurance include the full responsibility resting on the policyholder, the potential for surprise bills, and reduced confidentiality and flexibility of care:
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Insurance is not guaranteed to reimburse the full rate of a service; you may need to cover some or all of the cost
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You may not receive a bill until 2-3 months after the date of service, potentially leading to unfortunate surprise costs
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Insurance requires a diagnosis on your medical record, as well as proof of medical necessity, leading to reduced confidentiality and flexibility of care
Insurance Rates and In-Network Plans
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If you choose to utilize insurance to pay for therapy services, please note that it is billed through my supervisor, Lyndall Johnson, MA, LP:
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Intake session: $225
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Weekly sessions: $180 (55-minutes)
Accepted insurance plans with individually contracted rates include the following:
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Blue Cross/Blue Shield (BCBS)
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Medica
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Optum
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Preferred One
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United Healthcare (UHC)
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United Behavioral Health (UBH)
Private payments, in addition to any copays or coinsurance noted in your insurance plan, are electronically handled via a HIPAA-secure platform called Ivy Pay.